關于消費的托福作文范文

　　你偏向于花錢出去旅游還是存錢以備后用？列出明確理由，舉例說明你的觀點。

　　Personally, I prefer spending money on travelling to saving money for the future,but I think both are important. Money buys opportunity; we can exchange it for new experiences, such as traveling or participating in new activities. As well as making life fun and interesting, these new experiences have a significant benefit. From them, we not only expand our knowledge of the world but also we come across new ideas and learn how others see the world. This makes us more rational and open-minded and enables us to make better decisions in our own lives. People who do not travel miss these experiences and their horizons do not expand.

　　Admittedly, saving money creates a more secure future. For instance, we can pay for medical treatment or buy an apartment, but if we save everything then we miss the opportunities of the present. As far as I am concerned, this is a great waste. Life is very short and no one knows when he or she will die, and we cannot afford to give up fun and opportunities to experience new things. Some of these opportunities only come once in a lifetime. By saving all their money, people are limiting their personal development and keeping their minds closed in order to accumulate money.

　　I am not suggesting that we should spend all our money on travelling and enjoying life and save nothing for the future. The way I see it, we need to find a balance so that these new experiences do not have a negative impact on our future. It is fine to give up some future security but we should not make our futures insecure. We have a responsibility to our families to save some money but we should not make saving for the future our main goal in life. Otherwise, we miss the things that make life worthwhile.